At midday on Sunday (August 9), water began to flow across Kiora Bridge, a few kilometres west of Moruya CBD.

Late afternoon, the water had risen to 3.5 metres and the bridge was photographed at 1am at 3.8 metres.

Ms Evans watched as council crews cleaned up debris on the bridge on Tuesday.

During her 53 years living at Kiora, Ms Evans says the flood was only small compared to those in the past.

"I have been through a few floods; there was the 1962 flood and the 74 flood and then a lot of bigger floods since then," she said.

The flood she remembered most was close to the same time this year, on August 16,1974.

"It was 46-years ago when the Kiora Bridge completely washed away," she said.

"We went three and a half years without it."

Kiora residents used I Ridge Road and Larrys Mountain Road to get into town.

She said there were 13 floods in 1974: "They washed a lot of banks away and changed the run of the river, just as it has done a bit now."

Ms Evans' neighbour Izzy Pike captured the rising waters throughout Sunday. Check out the videos and photo gallery.

READ MORE: